Diamond Head & Kahala

The state monument that gives the neighborhood its name sits at the doorstep, a popular sunrise hike with panoramic views most residents can reach without driving.

Much of Diamond Head and Black Point's inventory is direct oceanfront or ocean-view estate property on larger lots than typical Honolulu residential streets, part of what drives the price point this high.

Black Point in particular is known for its privacy, older-growth landscaping, and a genuinely different pace than the urban condo markets closer to downtown. Turnover is slow and inventory stays limited most of the year.

Diamond Head sits about 4 to 5 miles from downtown Honolulu, a short drive despite the area's residential, low-density feel. Normal traffic runs 15 to 20 minutes.

At a median price this high, a standard VA loan with typical entitlement won't cover most purchases here, similar to Lanikai and Ko Olina elsewhere in this project. A purchase typically requires a jumbo loan, substantial cash, or both. It's worth a direct conversation about your specific entitlement and equity before assuming this market is out of reach.

At the current median around $3.2M, a 20 percent down payment is roughly $640,000 in cash before closing costs, the highest of any community in this project by a wide margin. Inventory stays genuinely limited, expect a longer, more patient search than in higher-volume communities elsewhere on this site.